Which annuity is right for me?

I want income now
I want to supplement my current income with an additional income stream starting immediately or some time later this year.

I want Income later
I want to supplement my current income in the future (3, 5 or 10 years later down the road).

I want Safe Growth
I want principal protection of my money with a reasonable rate of return and access to my money.

I want Legacy Protection
I don’t need access to a portion of my money during retirement, and would like to leave the money to my children, grandchildren or a charity.